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Who can Borrow  Individuals (singly/Jointly)
Purpose Purchase of flat, construction of new houses  bungalows on ownership basis
Limit   Max. Limit Rs.70.00 lacs
Security Mortgage of Residential premises to be purchased
  • 10% of Agreement value for loans upto Rs.30 Lacs
  • 20% of Agreement value for loans above Rs.30 Lacs
Repayment  Max 240 months
Rate of Interest   9.5% p.a.(Limited Period offer)
Processing Fees     0.65% + service tax as applicable from time to time, (subject to minimum of Rs.5,000/- + ST).
Legal & Documentation Charges On Actual Basis
  1. Atleast 21 years of age should be an income tax assessee.
  2. Individuals employed/engaged in business/Professionals having a fair repaying capacity to justify servicing of monthly installments.
  3. Income Tax Returns for the last three years along with computation of income.
  4. Copies of the relevant documents of the property to be purchased / constructed.

*Conditions Apply

Monthly Payment EMI:

* Conditions Apply
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