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Who can Borrow Individual
Purpose Renovation of existing flat, Purchase of Consumer Durables etc.
Max. Finance available Life Style Finance - Max. Limit of Rs.5.00 Lac
Margin 25%
Repayment 60  months
Processing Charges 1.50% of the loan amount plus ST
Documentation Charges As applicable
  1. Income Tax returns for the last three years along with computation of income of the applicant and guarantors
  2. Two Guarantors of good means and acceptable to the bank
  3. Collateral security: 25% of the loan amount in the form of SV of LIC policy /Face value of NSC’s /KVP
  4. Statement of operative Bank a/c for the last one year.
  5. Total deduction no to exceed 60% of total gross income.

*Conditions Apply

Monthly Payment EMI:

* Conditions Apply
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