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Who can Borrow Individuals
Purpose To provide finance to meet urgent needs covering Child’s education, medical emergencies, travel etc.
Security Pledge of NSCs and Surrender value of LIC Policy
Margin 15%
Type of Facility & Repayment  In case of Overdraft – Annual Review
In case of Term Loan-  EMI    
Processing  Charges     0.5% plus ST
Documentation Charges As applicable
  1. Application form along with KYC documents &Income Proof
  2. NSCs to be atleast 2 years old.
  3. LIC Policy (Assignable) to be in force for minimum period of 3 years.

*Conditions Apply

Monthly Payment EMI:

* Conditions Apply
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