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Overdraft against Marketable Shares / Stock Gain
Who can Borrow Individuals (singly/Jointly) except stock/share broker/s
Eligible Age 21 years to 58 years
Type of Loan Term Loan / Overdraft
Purpose Any purpose other than Speculation
Limit Max. Limit Rs.10.00 Lacs
Security  Marketable shares of NSE/ BSE 30/ BSE 200 companies in Demat form.
Margin   50%
Repayment In case of Term Loan Max 60 months & In case of Overdraft – maximum 12 months (yearly renewal)
Moratorium NA
Rate of Interest & Processing Fees  As applicable from time to time
Prerequisites / Documents
  • Demat Account to be opened with our Bank
  • Documentation  including  our lien  / pledge  on  the  securities  and   Power  of  Attorney in Bank's favour to be executed.
  • Advance against single company should not exceed Rs.4.00 lakh.
  • Change in security (if any) to be within the BSE 200 companies, subject to payment of charges of Rs.200/- per company.
  • The Joint Demat a/c. holders to join as co-borrowers.
  • Statement of operative Bank account for the last 1 year.
  • Compliance of KYC norms.

*Conditions Apply

Monthly Payment EMI:

* Conditions Apply
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