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Who can Borrow Individual (Singly)
Purpose For any legitimate purposes not for speculative purpose
Max .Finance available  Rs.10.00 lacs 
Security Pledge of Gold Ornaments
Margin 30% on the fair value arrived at the prevailing BENCHMARK RATE (announced by Bank from time to time) of the security to be pledged.
  • Maximum 12 months
  • All Gold Loans / OD a/cs to be closed on or before due date.
  • Limit up to Rs.1.00lac Term Loan -, subject to interest to be paid as and when applied
  • Limit above Rs.1.00lac up to Rs.10.00lacs – Overdraft. Interest to be serviced as and when applied ( No cheque book / ATM facility).
Appraisal Charges     As applicable
Documentation Charges As applicable
  1. Application form along with  KYC documents, Income Proof of the applicant/s (SAVING /CURRENT ACCOUNT TO BE OPENED)
  2. Legitimate ownership of pledged security in the name(s)the applicant(s) is to be substantiated by appropriate Declaration/Affidavit .
  3. Pledge of Gold Ornaments and Gold Coins as Jewellery minimum purity of 22 Carats. i.e.millesimal  fineness not below 91.6%
  4. Valuation of the ornaments of the gold to be pledged to be done by the Bank’s approved valuer in Bank’s premises.

*Conditions Apply

Monthly Payment EMI:

* Conditions Apply
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