Current Account - PEARL

An account with in-built value additions to give your business the growth edge

Corporate Banking > Current Accounts > Current Ac - PEARL

Designed to fulfill high volume of financial transactions at an affordable cost, this account will prove to be the stepping stone your business needs.

Key Features

  • 300 free Cheque Leaves
  • Free NEFT/RTGS Transactions
  • Enhanced Cash Deposit Limit
  • POS Machine at Attractive rate^
  • Cash Pick up Facility enabled^
  • Enabled with Auto Investment into Fixed Deposit^


  • Any Branch Banking enabled
  • Corporate Netbanking enabled
  • Cheque Book - 300 Cheque Leaves free per annum
  • Free NEFT/RTGS Transaction
  • DD/Pay Order – 20 nos. free per month, upto INR 3,00,000/- per month
  • Unlimited free cash withdrawal at Base Branch
  • Cash withdrawal limit at other SVC Bank Branches – INR 50,000/-
  • Cash Deposit up to INR 5,00,000/- or 10x AMB at any SVC Bank Branch
  • Zero Folio charges
  • Free SMS Alerts
  • Free E-mail account statements

Additional Benefits

  • ATM-Debit Card Features
    • Free card issuance
    • Waiver of Debit Card annual maintenance charges
    • Cash withdrawal limit – INR 25,000/-
    • Ecommerce and Point of sale (POS) limit – INR 25,000/- each
    • Free unlimited transactions on SVC Bank ATMs
    • 5 free transactions on other Bank ATMs
    • Complimentary Personal Accident Cover of INR 2 Lakhs on RuPay Platinum Debit Card*
    • Airport Lounge access*: 2 free International (per annum) and 2 free domestic (per quarter) airport lounge access
    • 24/7 access to Concierge Services*
  • Auto Investment into Fixed Deposit
    • Account balance in excess of INR 5,00,000/- per week, can be auto invested into a Fixed Deposit in units of INR 50,000/- for higher returns (on customer’s request)


  • Can be opened as a single or joint account, as per constitution of account
  • Initial deposit: INR 25,000/-
  • Minimum Average Quarterly Balance: INR 25,000/-

Required Documents

  • Account Opening Form
  • KYC Documents – Proof of Identity, Proof of Address and other Business documents
  • Current Account Pearl Declaration

*Debit Card Terms & Conditions apply. Debit Cards are issued to Proprietorship concern & Individuals only. Please note all these facilities are provided by RuPay and are available only on RuPay Platinum Debit Card. For more information, visit
^ On customer’s request