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The Bank has reviewed the current market scenario and in order to align the Rate of Interest on our Bank's Retail Products with the Market, Management has revised the interest rates on Retail Products w.e.f. 1st January 2019 as below.

Sr. No. Retail Product Card Rate
ROI w.e.f. 01/01/2019
1 Housing loan/ Home Improvement /Extension / Repair / Renovation
a New House/Resale/Loan Balance transfer /Preapproved builders - Salaried 8.90%
New House/Resale/Loan Balance transfer /Preapproved builders - SEP/SENP 9.05%
b Construction of Independent house - Salaried 9.05%
Construction of Independent house- SEP/SENP 9.30%
c New House/Resale/Loan Balance transfer/Preapproved builders
(Women/Transgender) Salaried
8.90%
New House/Resale/Loan Balance transfer/Preapproved builders
(Women/Transgender) SEP/SENP
9.00%
d Affordable Housing Loan - Salaried 9.05%
Affordable Housing Loan - SEP/SENP 9.30%
Affordable Housing Loan
Salaried(Women/Transgender)
9.05%
Affordable Housing Loan
SEP/SENP(Women/Transgender)
9.30%
2 Loan Against Property/Commercial Property Purchase Loan/Drop Down Overdraft Against Property
a Loan Against Property -Salaried 11.30%
Loan Against Property -SEP/SENP 11.80%
b Commercial Property Purchase Loan - SEP/SENP 11.80%
3 Regular Plus (Discontinued for New Customers)
a For Housing Loan Customers 11.30%
b For SVC Office Mortgage Loan Customers 11.80%
4 Top Up Loan
a For Housing Loan Customers- Salaried 11.30%
For Housing Loan Customers- SEP/SENP 11.80%
b For Top up Loan on LAP- Salaried 11.80%
For Top up Loan on LAP- SEP/SENP 11.80%
c For Commercial Property Purchase Loan Customers 11.30%
For Loan Against Property Customers 11.80%
5 Doctor Loan 11.30%
6 Education Loan 11.80%
7 Vehicle Loan
a New Four Wheelers ( Personal Use) Salaried 8.90%
New Four Wheelers ( Personal Use) SEP/SENP 9.00%
b New Four Wheelers Women Salaried 8.90%
New Four Wheelers Women SEP/SENP 9.00%
c New Two Wheelers Salaried 10.80%
New Two Wheelers SEP/SENP 10.80%
d Second Hand (Four wheeler only)- Salaried 12.30%
Second Hand (Four wheeler only)- SEP/SENP 12.30%
e Second Hand (Four wheeler only) > 20 lacs-Salaried/SENP 12.30%
f New Commercial Vehicles 12.30%
g Vehicle Loans beyond Rs 50 Lakhs New Four Wheelers SEP/SENP (For Corporates Clients) 9.00%
8 Gold Loan
Gold Loan - Salaried 12.30%
Gold Loan women - Salaried 12.20%
Gold Loan Power SEP/SENP 12.30%
9 Personal / Surety Loan 16.30%
10 Group Loan 16.30%
10 Life Style Finance 15.80%
11 Consumer Durables
Consumer Durables Loan- Salaried 13.30%
Consumer Durables Loan Women Salaried 13.20%
Consumer Durables SEP/SENP 13.30%
12 Advance against Govt. Securities
(excludes SV of Insurance policies obtained from Private Insurers)
12.30%
13 O.D against Salary 15.30%
14 Overdraft Against Shares 15.30%