Salary Gold Account

A premium account for professionals offering a better return on salary

Personal Banking > Deposits Saving Account > Salary Gold Account

Presenting a Savings Account with in-built Auto FD investment and other benefits. It will prove to be the correct investment choice for wealth-conscious professional of today.

Key Features

  • Employer Benefits
    • A single-step Salary Upload Facility
    • Dedicated Relationship and Service Managers
  • Employee Benefits
    • Auto investment into Fixed Deposit for higher returns*
    • Complimentary Personal Accidental Death Cover*
    • Free RuPay Platinum Debit Card with exciting offers


  • Auto Investment into Fixed Deposit
    • Account balance in excess of INR 1,00,000/- per week, will be auto Invested into a Fixed Deposit (365 days) in units of INR 25,000/- (on customer’s request)
  • Free Insurance Cover
    • Personal accidental death cover of INR 10 Lakhs sponsored by SVC Co-operative Bank Ltd. and underwritten by Aditya Birla Health Insurance Co. Limited (T&C apply)
  • ATM-Debit Card Features:
    • Free card issuance
    • Waiver of Debit Card annual charges
    • Cash withdrawal limit – INR 75,000/-
    • Ecommerce and Point of sale (POS) limit – INR 75,000/- each
    • Free unlimited transactions on SVC Bank and other Bank ATMs
    • Airport Lounge access*: 2 free International (per annum) and 2 free domestic (per quarter) airport lounge access 24/7 access to Concierge Services*
    • Complimentary Personal accidental death cover of INR 2 Lakhs from RuPay Platinum Debit Card*
  • Reimbursement Account
    • Zero-Balance Re-imbursement Account linked to Salary Account. Facility available upon customer’s request
  • Loan benefits
    • Preferential ROI on Retail Loans
    • Attractive discounts on Retail Loan Processing Fees

Additional Benefits

  • Free Cheque Book
  • Free NEFT/RTGS Transaction online and at Branch premises
  • 10 DD/Pay Order free per month upto INR 1,00,000/-
  • Free SMS Alerts
  • Free Email account statements
  • Free cash withdrawal at any SVC Bank Branch
  • Free cash deposit at any SVC Bank Branch
  • Waiver on Demat Account opening fees
  • 50% Waiver on annual maintenance charges of Demat Account


  • Organization needs to have minimum 10 employees with a Salary upload of INR 2.50 lakhs per month and average salary of INR 25,000/- per month

Required Documents

  • Account Opening Form
  • KYC Documents – Proof of Identity, Proof of Address and Employee Card
  • Salary Gold Account Declaration

*Debit Card Terms & Conditions apply. Please note all these facilities are provided by RuPay and are available only on RuPay Platinum Debit Card. For more information, visit

To know more about Interest Rate, click here