Housing Loan

Making Your Dream Home Possible At Attractive ROI*

Personal Banking > Loans > Home Loans > SV Good Homz

A Home Loan so simple, that it doesn't just help you fulfill your dream of buying a house, it helps you make a home out of a house.

Who can Borrow  Individuals (singly/Jointly)
Purpose Purchase of flat, construction of new houses/bungalows on ownership basis
Limit   Max. Limit Rs.140.00 lacs
Security Mortgage of Residential premises to be purchased
Margin
  • 10% of Agreement value for Loans up to Rs.35 Lacs
  • 20% of Agreement value for Loans above Rs.35 Lacs
Repayment  Max 240 months
Processing Fees     0.65% + service tax as applicable from time to time, (subject to a minimum of Rs.5,000/- + ST).
Legal & Documentation Charges On Actual Basis
Pre-requisites
  1. Should be an income Tax Assessee of age 21 years and above.
  2. Individuals employed/engaged in business/Professionals having a fair repaying capacity to justify servicing of monthly installments.
  3. Income Tax Returns for the last three years along with computation of income.
  4. Copies of the relevant documents of the property to be purchased / constructed.