Loans against Govt. Securities

Your Securities are Now your Gurantees

Personal Banking > Loans > Loans Against Govt Securities

Get more from your investments. Put them to good use with SVC's Loans against Government Securities.

Who can Borrow Individuals
Purpose To provide finance to meet urgent needs covering Child’s education, medical emergencies, travel etc.
Security Pledge of NSCs and Surrender value of LIC Policy
Margin 15%
Type of Facility Repayment In case of Overdraft – Annual Review
In case of Term Loan - EMI
Processing  Charges     0.5% plus ST
Documentation Charges As applicable
  1. Application form along with KYC documents &Income Proof
  2. NSCs to be atleast 2 years old.
  3. LIC Policy (Assignable) to be in force for minimum period of 3 years.