SV Office Mortgage (Commercial Property Purchase Loan)

Your Office Space can Help you Build your Business

Personal Banking > Loans > Mortgage Loans > SV Office Mortgage

It is a hidden treasure with which you can fuel a dozen more dreams! Now be it a business expansion, or opening a new branch, put your property to good work with SVC's Office Mortgage.

Who can Borrow    People engaged in trade, commerce & business professionals, proprietary  firms, partnership firms, companies & individuals with high net worth 
Purpose Purchase/construction of commercial premises.
Limit   Max. Limit Rs.500 lacs
Security Mortgage of commercial premises to be purchased
  • 10% of Agreement value for loans upto Rs.30 Lacs
  • 20% of Agreement value for loans above Rs.30 Lacs
Repayment  Repayment 5 years – 15 years by way of EMIs.  
(moratorium available)
Processing Fees     0.50% to 1% of the loan amount   Plus S.T.(Minimum Rs.5000/- + ST)
Legal & Documentation Charges On Actual Basis
  1. Income Tax Returns for the last three years along with computation of income of Individuals/Partners/Directors.
  2. Audited Financial Statements for the last three years of the firm/companies
  3. Copies of the relevant documents of the property to be purchased/constructed.