Pearl Current Account

Pearl Current Account

Designed to fulfil high volume of financial transactions at an affordable cost

Key Features
An account with in-built value additions to give your business the growth edge

300 Free Cheque Leaves per annum

Free NEFT / RTGS transactions

Enhanced Cash Deposit limit

Enabled with Auto Investment into Fixed Deposit^

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Other Benefits

  • Free Debit Card issuance
  • Waiver of Debit Card Annual Maintenance Charges (AMC)
  • Cash Withdrawal limit of INR 50,000
  • E-commerce and Point of sale (POS) limit of INR 50,000 each
  • Free unlimited transactions on SVC Bank ATMs
  • 5 Free transactions on other Bank ATMs
  • Complimentary Personal Accidental Death Insurance Cover of INR 2 Lakhs on RuPay Platinum Debit Card*
  • Enjoy yearly complimentary Domestic & International Lounge Access, one each, with your RuPay Platinum Debit Card at participating lounges. Visit www.rupay.co.in/lounges for the updated list of eligible Lounges. T&C apply.
  • 24/7 access to Concierge Services*

  • Corporate NetBanking enabled
  • 300 Free Cheque Leaves per annum
  • Free NEFT / RTGS transactions
  • 20 Free DD / PO per month, up to INR 3,00,000
  • Free unlimited Cash Withdrawal at Base Branch
  • Cash Withdrawal limit of INR 50,000 at other SVC Bank Branches 
  • Cash Deposit limit of up to INR 5,00,000 or 10 times the Average Monthly Balance (AMB) at any SVC Bank Branch
  • Zero folio charges
  • Free SMS Alerts and E-mail Account Statements
  • Auto Sweep-in / Sweep-out Facility (On request only)^
  • Any Branch Banking enabled

*Debit Card terms & conditions apply. Please note all these facilities are provided by RuPay and are available only on RuPay Platinum Debit Card. For more information, visit www.rupay.co.in
^ On customer’s request
Note: Other charges, as per Bank's Schedule of Charges, are applicable

FAQ

A Pearl Current Account holder needs to maintain an AQB (Average Quarterly Balance) of INR 25,000

Charge of INR 600 is applicable per quarter if AQB is not maintained

Pearl Current Account has Debit Card per day limit of INR 50,000 each across ATM, POS and Ecommerce.

A Pearl Current Account holder is entitled to receive 300 cheque leaves free per annum and 20 DD / PO (up to value INR 300,000) free per month.

No charges for NEFT / RTGS transactions through Branch Banking as well as Internet Banking

Pearl Current Account has a cash deposit limit of INR 500,000 or 10 times of AMB, whichever is higher.