B.Sc. Honours & Diploma - Business Management, A.M.Ae.S.I. Part I & II, Diploma - Computer Methods & Programming, CAIIB – Part I & II, Certified IT Strategy & Business Transformation Consultant.

He has an excellent track record of over 40 years in the banking and information technology value chains, with global leaders including State Bank of India Group, IBM Global Services, HDFC Bank Ltd., Tata-Unisys Ltd., Gulf Bank – Kuwait and Tech Mahindra Ltd. Over the years, he has evolved from being a career banker to an IT Strategy and Operations leader to a Business Transformation champion, assisting enterprises to achieve leadership positions in identified business areas, leveraging information technology.

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