Gold Loan banner Gold Loan banner.

Gold Loan

Fund your urgent business and personal needs with Gold Loan up to INR 5 Lakhs

Key Features
Your Gold is your ticket to gaining quick finance

Sometimes, in spite of the best efforts, urgent financial needs may emerge, requiring your immediate attention and resolution. In such cases, cashing-in on instant liquidity, in the form of gold ornaments, is considered to be the best option. With Gold Loan, you receive the loan amount against the gold ornaments pledged. These gold ornaments remain with the bank for a fixed period, till the time the loan is fully repaid, post which they are returned to you. 

Account feature

Loan up to INR 5 Lakhs

Account feature

Attractive Rate Of Interest

Account feature

Minimal processing fees

Account feature

Quick disbursal

Benefits Image

Other Features

  • Purpose:
    For any legitimate purpose, not speculative purpose
  • Margin:
    25% on the fair value arrived at through the prevailing Benchmark Rate (announced by the Bank from time to time) of the security to be pledged"
  • Security:
    Pledge of gold ornaments

*Terms & conditions apply

Eligibility

  • Salaried, Self-employed Professionals, Self-employed non-Professionals and Housewives

FAQ

Gold loan can be availed for funding immediate and urgent personal or business needs, however, the purpose can not be speculative in nature

Gold loan of maximum INR 5,00,000 can be availed

25% on the fair value arrived at through the prevailing Benchmark Rate (announced by the Bank from time to time) of the security to be pledged

Repayment tenure for gold loan is 12 months (1 year)

There is a minimal processing fee charged on Gold Loans

Related Products