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Commercial Property Purchase Loan

Build your Dream Business to Dream heights

Key Features
Take the next big step

Your dream office is just a click away!

Account feature

Attractive rate of interest

Account feature

For Salaried / SEP / SENP

Account feature

Margin - 10% to 20% 

Account feature

Loan To Value – 80% - 90%

Benefits Image

Other Benefits

  • Purpose:
    • Purchase of New Commercial property – Office /Shop
    • Construction of Commercial Premises /Factory
    • Purchase of resale, ready built and under construction commercial property.
  • Loan Amount:
    • ₹750 Lakhs
  • Interest Rates: 
    • Starting from 9.35%* pa onwards
  • Repayment: 
    • Loan Tenure maximum upto 15 years.
  • Security:
    • Mortgage of commercial premises to be purchased

*Terms & conditions apply

Eligibility

  • SEP /SENP /Salaried /Business Entity:
    • Age – 21 years and above.
    • Profitable Business for min. 3 years.
    • CIBIL score – 700 and above

Documents Required

  • For Salaried / Self-Employed/ Professionals
    • KYC.
    • Income Documents – 3 year ITR Returns & Financial statement, latest salary slip & Form 16.
    • Property documents.

 

*Note: The documents mentioned above are indicative in nature. SVC Bank may ask for additional document if required during the processing of your loan application.

FAQ

Commercial Property Purchase Loan generally is available for 1 year to 15 years.

To be eligible for a Commercial Property Loan, you should have a Cibil score of 700 or higher and at least be 21 years of age.

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