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Gold Savings Account

An intelligent Savings Account with customised features to suit your lifestyle

Key Features
The gold standard in savings

Account feature

Free RuPay Platinum Debit Card with a bouquet of offerings

Account feature

Earn exciting Reward Points on every Point of sale (POS) / E-commerce transaction

Account feature

Free NEFT / RTGS transactions through Branch / Internet Banking

Account feature

Cash Deposit up to INR 5,00,000 per month

Benefits Image

Other Benefits

  • Complimentary RuPay Platinum Debit Card with a waiver of Annual Maintenance Charges (AMC) for the first year
  • Debit Card Cash Withdrawal / E-commerce / Point of sale (POS) per day limit of INR 25,000 each
  • Free unlimited transactions on SVC Bank ATMs
  • 3 Free ATM transactions in metro and 5 free ATM transactions in non-metro cities, per month, on other Bank ATMs
  • Enjoy yearly complimentary Domestic & International Lounge Access, one each, with your RuPay Platinum Debit Card at participating lounges. Visit www.rupay.co.in/lounges for the updated list of eligible Lounges. T&C apply.
  • Complimentary Personal Accidental Death Insurance Cover of INR 2 Lakhs from RuPay Platinum Debit Card*
  • 24/7 access to Concierge Services*
  • 150 Free Cheque Leaves per annum
  • Free NEFT / RTGS transactions through Internet Banking
  • No charges on Cash Withdrawal from any SVC Bank Branch
  • Monthly Cash Deposit Limit°
    • If Average Monthly Balance (AMB) is maintained: Up to INR 5,00,000 or eight times the AMB, whichever is higher
    • If Average Monthly Balance (AMB) is not maintained: Up to INR 2,00,000 or eight times the AMB, whichever is higher
  • Free SMS Alerts and E-mail Account Statements
  • Free unlimited DD / PO per month of any amount
  • Waiver on Locker Security Deposit
  • Any Branch banking enabled

Note: Other charges, as per Bank's Schedule of Charges, are applicable

*Debit Card terms & conditions apply. Please note all these facilities are provided by RuPay and are available only on RuPay Platinum Debit Card. For more information, visit www.rupay.co.in
°Cash handling charges of INR 2 is applicable per INR 1000, if limit is exceeded

Eligibility

  • Resident Indians (Sole or Joint) aged 18 years and above
  • Initial Deposit - INR 10,000
  • Minimum Average Quarterly Balance (AQB) - INR 50,000
     

FAQ

Charge of INR 1,000 is applicable per quarter if AQB is not maintained

Gold  Savings Account has Debit Card per day limit of INR 25,000 each across ATM, POS and Ecommerce.

A Gold Savings Account holder is entitled to receive 150 cheque leaves free per annum and unlimited DD / PO free per month.

Debit Card AMC is waived for the 1st year for Gold Savings Account holders.

Gold Savings Account comes with a complimentary Rupay Platinum Debit Card. This debit card offers an Accidental Death Insurance Cover of INR 2 Lakhs, Complimentary Airport Lounge Access (Domestic & International) and Concierge Services.

*Debit Card terms & conditions apply. For more information, visit www.rupay.co.in

No charges for NEFT / RTGS transactions through Internet Banking as well as Branch Banking

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