He has nearly 40 years’ experience working with Bank of India. He rose through the ranks, gaining expertise in all aspects of banking, in particular Priority Sector Advances, Corporate Credit, funding of Infrastructure projects etc. He also syndicated loans for Infrastructure projects. He also had the opportunity to work at the bank's two subsidiaries - an NBFC for 5 years managing IPOs & Life Insurance company for a short tenure as AVP. He had overseas exposure at the bank's London office as Manager Credit for Bank's UK & European branches.  He retired from the bank's service as DGM of Pune Mid Corporate office. Post retirement he had an assignment for 2 years as Faculty on retainer basis at Indian Institute of Banking & Finance.