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Unclaimed Deposits
RBI vide its circular issued on March 21, 2014 has informed Banks of the establishment of the Depositor Education and Awareness Fund Scheme, 2014. As per the directive, the amount to the credit of any account in India with any bank which has not been operated upon for a period of ten years or any deposit or any amount remaining unclaimed for more than ten years has to be credited to the Fund, within a period of three months from the expiry of the said period of ten years.
As per RBI guidelines Banks have been advised that they should display the list of unclaimed deposits/inoperative accounts which are inactive / inoperative for ten years or more on their respective websites.
To claim your unclaimed deposit account, Please visit your Base branch (branch where you have the account) with the following documents along with self-attested copy of the same:
- Any one of the OVD i.e. AADHAR card, Election card, Driving License, Passport
- PAN CARD
- A Dormant reactivation letter for claiming your funds from unclaimed deposit mentioning the details of the account
- For Term Deposit Accounts Original Term Deposit Receipts / Indemnity Bond (if Original receipt is not available with customer)
Data is updated for June 2025’
