A seasoned Banker with 34+ years of banking experience and specialization in Corporate Credit and Risk.  She joined State Bank of India as Probationary Officer and rose up to Top Executive Grade. Her domestic assignments included Relationship Manager, Wholesale and Retail advances, Consortium Finance, Branch Manager, DGM [HR] Corporate Centre SBI and DGM Personal Banking Business Unit, Local Head Office, Chennai. She was also posted at State Bank of India, Osaka Branch – Japan as VP Credit and Operations, handling Investments and Syndicated Loans, from 2004 to 2007. During 2007-08, she was deputed as SBI Nominee Director on Boards of State Bank of Patiala and State Bank of Bikaner and Jaipur. From 2010 to 2013 she was deputed to SBI General Insurance Company Ltd. as Senior Vice President (Internal Audit, Control and Risk) where she set up the Internal Audit and Risk Department and was appointed as Chief Risk Officer.