She is a seasoned professional having 35+ years of experience across banking and insurance service industries, having worked both in India and abroad for two of the largest entities in this space - State Bank of India and SBI Life Insurance. She has handled challenging assignments across a wide spectrum including, Retail Banking, Forex Transactions, International Banking, Corporate Lending & Operations, Credit Operations and Regulatory Compliance in overseas offices and Human Resources & Training (Domestic & Overseas operations). She has extensive experience in handling HR of foreign offices/subsidiaries of the Bank as well as the largest domestic subsidiary (SBI Life Insurance) of the Bank. She has worked in the capacity as Vice President – Credit Administration and Operations at New York branch of State Bank of India.